Send Money to the USA Safely

Service Brochure

Before seeking guidance, I had many questions and conflicting information about the relocation process. The consultation helped me organize my priorities, understand the options available for my profile, and identify which steps needed to be planned first. Today, I feel much more prepared to make important decisions about my future in the United States.

Mariana Almeida

Technology Professional

My goal was to diversify part of my wealth in U.S. dollars, but I didn’t know where to start or how to connect currency exchange, banking, and investments. The guidance made the process clearer and more structured. I now have a better understanding of the alternatives, the required documentation, and the precautions involved before moving my assets.

Ricardo Monteiro

Business Owner

Buying a property in the United States seemed like a distant project, full of details and complexities. Having a clear and organized understanding of financing, documentation, costs, and asset protection was crucial for moving forward with greater confidence. Most importantly, we realized that the purchase was part of a much broader plan for our family.

Camila & André Ribeiro

Investors & Property Owners

How to Send Money to the USA with Planning and Confidence

Sending money from Brazil to the United States does not have to be an isolated decision. Depending on your objective, the transfer may be part of a larger project: opening an account, buying property, investing, starting a business, or organizing part of your wealth in U.S. dollars.

At Conexão USA, you receive personalized support to understand the timing of the transfer, prepare the necessary information, and organize the destination of your funds. Julio guides the journey from the United States, helping you understand the next steps in the country, while specialized professionals support the currency exchange process and Brazil–U.S. accounting perspective.

The goal is not simply for your money to reach the United States, but for it to be directed according to the plan you are building.

More Than a Transfer: One Stage of Your U.S. Project

An international transfer can serve different purposes. The money may be intended for personal expenses, the purchase of property, the opening of a business, an investment, or the creation of a foreign-currency reserve.

That is why, before transferring funds, it is important to answer a few questions:

What is the purpose of the transfer?

The purpose affects the documentation, transaction flow, and planning of the funds.

Who will send and who will receive the money?

The ownership details and beneficiary information must be consistent with the transaction.

What is the source of the funds?

The institution may request documents proving the origin and legitimacy of the money.

Where will the money be sent?

The destination may be a personal account, business account, payment account, financial institution, or seller.

What will happen after the money arrives?

The account, investment, property, or business should be aligned with the broader plan.

The Central Bank of Brazil recommends that international transfers be carried out through an institution authorized to operate in the foreign exchange market or through an authorized correspondent, with the documentation required for the transaction. The institution must also disclose the Total Effective Value, which considers the exchange rate, IOF tax, and any applicable fees.

How the Process Works with Conexão USA

1. We Understand the Purpose of Your Transfer

We begin with your situation: why you need to send the money, how much you intend to transfer, who will receive the funds, and what next step is planned in the United States.

This conversation prevents the currency exchange from being treated as a transaction disconnected from your project. A transfer to purchase property, for example, may require different preparation from a transfer for personal expenses or a contribution to a business.

2. We Organize the Information and Documentation

Based on the purpose of the transfer, we help organize the information that may be requested during registration and transaction analysis. Potentially required documents may include identification, proof of address, banking information, income statements, contracts, purchase and sale agreements, or documents proving the source of funds.

The exact list depends on the transaction and the institution responsible for it. For this reason, we do not recommend submitting incomplete documents or making transfers before confirming the procedures applicable to your situation.

3. We Coordinate the Currency Exchange Process

The currency exchange transaction is carried out by a specialized and authorized institution, following the applicable regulatory procedures. Conexão USA helps organize the journey, clarify questions, and coordinate communication between the parties, without replacing the institution responsible for contracting the currency exchange transaction.

Before confirmation, you may review the transaction terms, including the exchange rate, IOF tax, fees, estimated timeline, and Total Effective Value.

4. We Follow the Arrival of the Funds in the United States

Because Julio is already in the United States, he can guide you through the next steps related to the destination account and the planned use of the money in the country. Depending on your profile and the purpose of the transfer, this may involve opening an account, making payments, purchasing property, investing, or structuring a business.

This support does not replace the independent analyses performed by banks, financial institutions, accountants, real estate professionals, insurance providers, or other professionals involved. It helps connect these stages within a more organized plan.

5. We Plan the Next Move

Once the funds arrive, the conversation does not end. The money may remain in an account, be used to purchase property, be directed to a business, invested in financial assets, or allocated to another solution compatible with your goals and profile.

The next step should be defined based on individual analysis, required liquidity, timeline, risks, costs, taxation, and applicable rules.

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About

We specialize in financial solutions for individuals and businesses. Above all, we are your business and life partners.

+1 (305) 467 6317

7508 Wing Span Way,